Keeping Change Financial Coaching — Terms of Use

By using this website, you agree to the following terms and conditions. Please read them carefully.

1. Purpose of Website
This website and all related content are provided by Keeping Change Financial Coaching for educational, informational, and coaching purposes.

2. Nature of Coaching and Financial Guidance
The information, tools, and resources shared through Keeping Change Financial Coaching are intended for educational and coaching purposes. My role as a financial coach is to help you understand your personal finances, develop healthy money habits, and make informed decisions.

I am not a licensed financial advisor, accountant, or investment professional. The guidance provided is not specific investment, tax, or legal advice, and should not be relied upon as such. You are encouraged to consult qualified professionals before making decisions regarding investments, taxes, or legal matters.

3. Intellectual Property
All text, images, logos, and materials on this site are the property of Keeping Change Financial Coaching unless otherwise noted. You may not copy, reproduce, or distribute any content without written permission.

4. Limitation of Liability
Keeping Change Financial Coaching and Lisa Crankshaw are not liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the information provided on this site or during coaching sessions. You are solely responsible for your financial decisions and actions.

5. Updates
These Terms of Use may be updated periodically. Continued use of this website after any changes indicates your acceptance of the revised terms.

6. Governing Law
These terms are governed by the laws of the State of Utah, USA.